/* REPORT FRAUD & DISPUTES — built on the ProvidusUnity Bank design
   system (gold #fdb813 · dark #212529 · Montserrat + Inter) */

/* HERO — extra bottom room for the overlapping action strip,
   subtle red-tinted glow to signal urgency */
.page-hero.rf-hero {
  position: relative;
  padding-bottom: 130px;

  background:
    linear-gradient(
      180deg,
      rgba(0, 0, 0, 0.25) 0%,
      rgba(0, 0, 0, 0.40) 100%
    ),
    url("../../image.jpg") center 32% / cover no-repeat;

  color: #fff;
}

.rf-eyebrow {
  color: #c9372a;
}

.rf-eyebrow span {
  background: #c9372a;
}

/* QUICK ACTION STRIP (overlaps hero) */
.rf-actions-wrap {
  position: relative;
  z-index: 3;
  max-width: 1280px;
  margin: -66px auto 0;
  padding: 0 80px;
}

.rf-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.rf-action {
  background: #fff;
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: 18px;
  padding: 26px 24px;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  box-shadow: 0 10px 28px rgba(20, 16, 0, 0.06);
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.4s, border-color 0.3s;
}

.rf-action:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 34px rgba(0, 0, 0, 0.07);
  border-color: rgba(253, 184, 19, 0.45);
}

.rf-action-ico {
  width: 42px;
  height: 42px;
  border-radius: 11px;
  background: var(--gold-pale);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.rf-action-ico svg {
  width: 20px;
  height: 20px;
  color: #b37a00;
}

.rf-action h4 {
  font-family: "Inter", sans-serif;
  font-weight: 700;
  font-size: 15.5px;
  color: #1a1a1a;
}

.rf-action p {
  font-size: 13px;
  line-height: 1.55;
  color: #76766f;
}

.rf-action-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--gold);
  margin-top: auto;
}

.rf-action-link svg {
  width: 12px;
  height: 12px;
  transition: transform 0.25s;
}

.rf-action:hover .rf-action-link svg {
  transform: translateX(4px);
}

/* Safety tips grid */
.rf-tips {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}

/* URGENT FRAUD DESK SIDEBAR CARD (dark) */
.rf-urgent {
  background: linear-gradient(135deg, #1a1200 0%, #0d0d0d 100%);
  border: 1px solid rgba(245, 168, 0, 0.18);
  border-radius: 22px;
  padding: 26px 28px;
  position: relative;
  overflow: hidden;
}

.rf-urgent::before {
  content: "";
  position: absolute;
  top: -40px;
  right: -30px;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(217, 60, 45, 0.18) 0%, transparent 70%);
}

.rf-urgent-ico {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: rgba(245, 168, 0, 0.12);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  position: relative;
}

.rf-urgent-ico svg {
  width: 18px;
  height: 18px;
}

.rf-urgent h4 {
  font-family: "Inter", sans-serif;
  font-weight: 700;
  font-size: 15px;
  color: #fff;
  margin-bottom: 8px;
  position: relative;
}

.rf-urgent p {
  font-size: 12.5px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.55);
  margin-bottom: 16px;
  position: relative;
}

.rf-urgent a {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--gold);
  text-decoration: none;
}

.rf-urgent a svg {
  width: 12px;
  height: 12px;
}

/* GOLD SIDEBAR CARD ("general complaint instead?") */
.rf-gold-card {
  background: linear-gradient(135deg, #fdb813 0%, #f0a90c 100%);
  border: 1px solid rgba(26, 18, 0, 0.1);
  border-radius: 22px;
  padding: 26px 28px;
  position: relative;
  overflow: hidden;
}

.rf-gold-card::before {
  content: "";
  position: absolute;
  top: -40px;
  right: -30px;
  width: 160px;
  height: 160px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.35) 0%, transparent 70%);
}

.rf-gold-card-ico {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: rgba(26, 18, 0, 0.12);
  color: #1a1200;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
  position: relative;
}

.rf-gold-card-ico svg {
  width: 18px;
  height: 18px;
}

.rf-gold-card h4 {
  font-family: "Inter", sans-serif;
  font-weight: 700;
  font-size: 15px;
  color: #1a1200;
  margin-bottom: 8px;
  position: relative;
}

.rf-gold-card p {
  font-size: 12.5px;
  line-height: 1.6;
  color: rgba(26, 18, 0, 0.68);
  margin-bottom: 16px;
  position: relative;
}

.rf-gold-card a {
  position: relative;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12.5px;
  font-weight: 700;
  color: #1a1200;
  text-decoration: none;
}

.rf-gold-card a svg {
  width: 12px;
  height: 12px;
}

/* Responsive */
@media (max-width: 1100px) {
  .rf-actions,
  .rf-tips {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 720px) {
  .page-hero.rf-hero {
    padding-bottom: 150px;
  }

  .rf-actions-wrap {
    padding: 0 24px;
    margin-top: -96px;
  }

  .rf-actions,
  .rf-tips {
    grid-template-columns: 1fr;
  }
}