Future Forward

Institutional Banking.

Large institutions, government entities and international development organisations need more than basic corporate banking. You need an agile partner delivering multi-sectoral solutions, optimised treasury operations and large-scale execution at every level.

Federal · State · Local Multi-currency Settlement
Sector-Focused Solutions

Built for the institutions that move the economy

Three practices, each engineered around how your organisation actually collects, disburses and reports.

01 · Public Sector

Specialised solutions at every tier

Highly secure financial frameworks tailored for governments, parastatals and public agencies across State, Federal and Local tiers.

State Revenue Collections

Advanced, secure digital platforms engineered to optimise internally generated revenue (IGR) collection with zero-friction reconciliation.

MDA Subvention & Capital Expenditure

Specialised subvention and Capex account management for Ministries, Departments and Agencies.

Legislative Special Banking

Financial products designed specifically to serve the operational and specialised banking needs of the House of Assembly and honourable members.

Custom Collections Infrastructure

Continuous deployment of modern web-based solutions and customised portals for seamless public revenue collection.

Federal Revenue Collections

Robust, compliant integration with top-tier federal revenue pipelines including FIRS, the Ministry of Interior, NIMASA and other revenue-generating bodies.

Federal MDA & Assembly Accounts

Operational and strategic account management for key Federal MDAs and the National Assembly.

FAAC Account Management

Efficient handling and execution of Federal Account Allocation Committee allocations to States and Local Governments.

Enterprise Collections Platforms

End-to-end digital platforms to collect, monitor and manage federal subscriptions, service fees and payments.

Local Government Accounts

Dedicated financial solutions supporting ALGON and Joint State-Local Government Account (JAAC) structures.

LG Project & Infrastructure Accounts

Escrow, management and financing solutions designed specifically for Local Government development projects.

02 · Non-Government

For organisations that operate across borders

Tailored for international development bodies, NGOs, foundations and diplomatic missions.

  • Streamlined multi-currency collection and cross-border disbursements.
  • Transparent grant tracking and dedicated project liquidity accounts.
  • Specialised foreign exchange management tailored for global operations.
A ProvidusUnity relationship team reviewing figures with an institutional client
03 · Value Chain & Ecosystem

Strengthening the whole economic ecosystem

Bridging the gap between major institutions, contractors, key executives and supply chain partners.

Government Contractors

Secure business execution with tailored Invoice Discount Facilities, bridge financing, performance bonds and bank guarantees.

Aggregators & Trade Associations

Bespoke group offerings — including specialised suites like our Premium Plus accounts — designed to drive collective financial management and growth.

High-Net-Worth Individuals

Executive wealth preservation, personal financial advice and tailored priority banking services for institutional leaders.

SMEs & Trade Partners

Specialised account structures and working capital support for key suppliers and distributors within your corporate ecosystem.

Strategic Features

Operational benefits, engineered in

Tailored Working Capital & Asset Finance

Bespoke credit lines, revolving working capital and asset financing structured to align with corporate balance sheets, budget cycles and revenue streams.

Integrated Payment, Acceptance & Collections

Automated host-to-host connectivity, customisable payment gateways and unified collection dashboards providing real-time visibility, instant settlement and leak-proof reporting.

Business Concierge

Direct access to a dedicated Business Concierge team — financial engineering experts who ensure customised execution, speed and personalised service for every institutional requirement.

Contingent Liabilities & Trade Guarantees

Customized Bank Guarantees, Letters of Credit, and Performance Bonds designed to mitigate transactional risk, enhance counterparty trust, and empower business expansion.

Partner With Us

Transform your institutional financial infrastructure.

Reach out to our team of dedicated Relationship Specialists to configure a solution built around your strategic objectives.