Personal current & savings accounts for your lifestyle.
Open an account today and experience seamless digital banking built around your lifestyle.
Two accounts, built around how you bank
Set money aside for a goal, or run your day-to-day spending — open one, or hold both.
Savings Accounts
Interest-bearing account targeted towards a specific savings goal or for the purpose of setting aside money.
Current Accounts
This is a checking account that is designed for routine transactions with a range of benefits specifically tailored for individuals.
Lifestyle benefits
Global Reach
Spend anywhere with our Mastercard Platinum.
Digital Banking
Manage your account from the ProvidusPlus app, any time.
Nationwide Access
Over 200 branches and ATMs across Nigeria.
Fees & charges
The same schedule applies to both individual current and savings accounts.
| Item | Charge |
|---|---|
| SMS alert | ₦6 |
| Transfers ₦5,000 and below (other banks) | ₦10 + VAT |
| Transfers ₦5,001 – ₦50,000 (other banks) | ₦25 + VAT |
| Transfers above ₦50,000 (other banks) | ₦50 + VAT |
| EMTL stamp duty (transfers above ₦10,000) | ₦50 flat |
| Account maintenance charge | ₦1 / mille |
The sender bears the stamp duty cost on all transfers above ₦10,000.
Everything you need to open an account.
Start online in minutes, download the forms to complete at your own pace, or walk into any branch near you.
More for you
Open your account today.
Seamless digital banking, built around your lifestyle.