Have a concern? We want to hear it.
Have any concerns, feedback or complaints about our products and services? Tell us what happened and our service quality team will take it from there.
Your complaint, escalated properly
Every complaint moves through a clear path — and if you're not satisfied, you can always take it further.
Tell Us
Reach us by phone, email, live chat, branch visit or the form below — whichever is easiest for you.
We Investigate
Your complaint is logged and routed to the right team, who will look into it and keep you updated.
We Respond
You'll receive a resolution or a clear explanation of next steps directly from our service quality team.
Escalate Further
Still not satisfied? Escalate to the Central Bank of Nigeria's Consumer Protection Department, or report anonymously via our independent ethics line.
File a complaint or share feedback
Fill in the form below — the right team will get back to you.
Complaint received
Thanks — our service quality team has your complaint and will be in touch shortly.
Prefer to talk it through?
Still not resolved?
If we haven't resolved your complaint to your satisfaction, you can escalate to the CBN Consumer Protection Department, or report anonymously via our independent ethics line.
Anonymous ethics lineReporting Fraud, Not a Complaint?
Spotted a suspicious transaction or lost your card? Don't wait — go straight to our fraud desk.
Report fraud & disputesQuick answers before you file
Prefer to talk it through with a real person?
Our call centre and live chat teams are available every hour of every day — no appointment needed.