AfriGo Card.
The AfriGo Card is a domestic payment solution powered by NIBSS to drive financial inclusion and deliver secure, customised payment experiences across Nigeria — a reliable, safe and efficient way to manage everyday local transactions.
Nigeria's own payment card, built for everyday
Powered by NIBSS
AfriGo is Nigeria's domestic card scheme, operated by the Nigeria Inter-Bank Settlement System — transactions are processed and settled locally.
Naira-Denominated
Linked to your Naira current or savings account, with no foreign-currency conversion sitting between you and your everyday spend.
Built for Financial Inclusion
Designed to widen access to secure electronic payments across Nigeria, including for customers new to card banking.
Secure by Design
Chip and PIN at the terminal, OTP on the web — every AfriGo transaction is authenticated before it completes.
Customised Payment Experiences
The domestic scheme allows payment experiences to be tailored for retail customers and strategic business partnerships.
5-Year Card Validity
Your AfriGo Card is valid for five years from issuance — replacements are available at any ProvidusUnity Bank branch nationwide.
A domestic card with national reach.
The AfriGo Card is a domestic payment solution powered by NIBSS to drive financial inclusion and deliver secure, customised payment experiences across Nigeria — a reliable, safe and efficient way to manage everyday local transactions.
Local Processing, Local Settlement
As Nigeria's domestic scheme, AfriGo keeps card processing within the country's own payment infrastructure.
Everyday Local Transactions
ATM withdrawals, POS payments, web checkouts and transfers — the full set of channels you use in a normal week.
Retail and Partnerships
Tailored for retail customers and for strategic business partnerships that need a dependable domestic card.
Clear pricing. Clear ceilings.
Below are the card features, associated fees, and transaction limits for the AfriGo Card.
Product Features
Daily Transaction Limits (Local)
Up and running in minutes
Activate your AfriGo Card instantly at any branch using the PIN selection POS, or call our Business Concierge from wherever you are.
In-Branch PIN Selection
Visit any ProvidusUnity Bank branch and request the PIN Selection POS terminal.
Insert your AfriGo Card into the terminal to begin PIN selection.
Input your preferred PIN — your card activates instantly. Ready to use.
Via Business Concierge
Call 070077684387 to request a PIN push notification to your registered number.
Receive the one-time PIN notification on your registered phone.
Visit any ATM and change your PIN to complete activation.
ProvidusUnity Business Concierge
Available 24/7 for card activation, support & all banking enquiries
Simple to get, simple to use
Individual current or savings account with ProvidusUnity Bank. The AfriGo Card can be linked to either or both account types.
Valid government-issued ID — National ID, International passport, driver's licence, or voter's card.
Completed card request form — available at any ProvidusUnity Bank branch or via the online customer portal.
Active registered phone number linked to your account — used for OTP delivery and transaction alerts.
Get your AfriGo Card today.
Fill in your details and a ProvidusUnity Bank representative will reach out to complete your request — or visit any branch to apply in person.
Request received
Thanks — we've got your request and will be in touch shortly.
Bank locally. Pay everywhere.
Request your AfriGo Card at any ProvidusUnity Bank branch or open an account online — Nigeria's domestic card, ready in minutes.
