Gold Verve Card.
The Gold Verve Card — ProvidusUnity Bank's premium Verve debit experience. All the everyday convenience of Verve, elevated with gold-tier spending power and Quickteller access.
Gold-tier convenience, every day
Nationwide Acceptance
Accepted at all ATMs, POS terminals, and online checkouts displaying the Verve or Interswitch logo across Nigeria.
Dual Account Linking
Link to your Naira current or savings account — or both — for maximum spending and withdrawal flexibility from a single card.
OTP Security
One-Time Password (OTP) authentication protects every online transaction — your Gold Verve cannot be used on the web without your confirmation.
Quickteller Access
Pay bills, recharge airtime, make bank transfers, and manage subscriptions via Quickteller — the most powerful payment portal in Nigeria.
Transaction Monitoring
Monitor all spending in real time via ProvidusUnity Bank's online banking platform — full transaction history accessible at any time.
Multi-Channel Flexibility
Works seamlessly on ATMs, POS terminals, and online — one gold card covering every payment channel available to you.
More than a card. A gold experience.
The Gold Verve is more than an everyday card — it earns reward money on your spend, keeps you secure with OTP, and gives you full visibility through online monitoring.
Earn Verve Reward Money
Earn reward money every time you spend at participating merchant outlets on the Verve network — redeem for real value.
Zero POS & Online Fees
No charges when you pay at POS terminals or shop online — your Gold Verve costs nothing extra to use.
Safe & Convenient Access
Chip security, PIN authentication, and OTP for online — three layers of protection so your Gold Verve stays yours alone.
Up and running in minutes
Activate your Gold Verve Card instantly at any branch using the PIN selection POS, or call our Business Concierge from wherever you are.
In-Branch PIN Selection
Visit any ProvidusUnity Bank branch and request the PIN Selection POS terminal.
Insert your Gold Verve Card into the terminal to begin PIN selection.
Input your preferred PIN — your card activates instantly. Ready to use.
Via Business Concierge
Call 070077684387 to request a PIN push notification to your registered number.
Receive the one-time PIN notification on your registered phone.
Visit any ATM and change your PIN to complete activation.
ProvidusUnity Business Concierge
Available 24/7 for card activation, support & all banking enquiries
Simple to get, simple to use
All you need is an active ProvidusUnity Bank account. Apply at any branch or through our online portal in minutes.
Individual current or savings account with ProvidusUnity Bank. The Gold Verve can be linked to either or both account types.
Valid government-issued ID — National ID, International passport, driver's licence, or voter's card.
Completed card request form — available at any ProvidusUnity Bank branch or via the online customer portal.
Active registered phone number linked to your account — used for OTP delivery and transaction alerts.
Clear pricing. Clear ceilings.
Below are the fees and daily transaction limits for the Gold Verve Card. The card is valid for five years from issuance, and quarterly maintenance applies only to savings account holders.
Card Issuance (One-Time)
Quarterly Maintenance (Savings Only)
Daily Limits (Local)
Zero charges on POS & Online transactions
No fees for paying at POS terminals or shopping online — your Gold Verve costs you nothing extra to spend with.
Enabled for the services you already use
Your Gold Verve is enabled to support payment at select global websites — streaming, ride-hailing, shopping and productivity services, paid straight from your Naira account.
Get your Gold Verve today.
Fill in your details and a ProvidusUnity Bank representative will reach out to complete your request — or visit any branch to apply in person.
Request received
Thanks — we've got your request and will be in touch shortly.
Go gold. Start spending.
Request your Gold Verve Card at any ProvidusUnity Bank branch or open an account online. Start earning Verve reward money from your very first transaction.
