Individual & Corporate Expense Card.
Manage your personal or business expenses with ease using our Expense Prepaid Card. Designed for both individuals and corporate organisations, the card provides a secure, convenient and cashless way to make payments while staying in control of spending.
Prepaid, so the ceiling is always yours
Instantly Load Funds
Put money on the card the moment you need it and reload as often as you like — the balance is available to spend immediately.
Set Spending Limits
Decide how much can be spent and where. Useful for personal budgeting, essential when the card sits with a member of staff.
Monitor Transactions
Every transaction on the card is visible, so personal budgets and corporate expense lines stay reconciled without chasing receipts.
Ring-Fenced From Your Account
The card carries only the balance you load — your main current or savings account is never exposed to the merchant.
Cashless Everywhere Verve Is Accepted
Pay at POS terminals, online checkouts and ATMs on the Verve network without carrying cash for the errand or the procurement run.
Built for Business Operations
Procurement, staff expenses and everyday operations each get their own card, so the statement already tells you where the money went.
One card type. Two kinds of holder.
The Expense Card is designed for both individuals and corporate organisations — the same prepaid mechanics, put to work at a different scale.
Individual Expense Card
For personal spending you want ring-fenced from your main account.
Corporate Expense Card
Issue cards across your organisation without opening an account per holder.
Money you have. Spending you set.
A prepaid card inverts the usual arrangement — you fund it first, so the ceiling is decided before the first transaction rather than argued about after it.
Fund It Before You Spend It
Load the exact amount the project, the errand or the month calls for. Nothing beyond that balance can leave the card.
Hand It Over Safely
Staff, family members and contractors can carry the card without ever holding access to the account behind it.
Reconcile Without the Guesswork
A card per cost centre means the statement is already the breakdown — no expense claims to piece together at month end.
What you need to get started
Expense Cards are issued at any ProvidusUnity Bank branch. Corporate issuance across multiple staff is arranged through your relationship manager or the Business Concierge.
Valid government-issued ID — National ID, International passport, driver's licence, or voter's card for each cardholder.
Completed card request form — available at any ProvidusUnity Bank branch or through the online customer portal.
Corporate authorisation — for corporate expense cards, a mandate from the organisation naming the cardholders and their spending limits.
Initial funding — the amount you want loaded onto the card at issuance. The card can be reloaded at any time afterwards.
Get your Expense Card today.
Fill in your details and a ProvidusUnity Bank representative will reach out to complete your request — or visit any branch to apply in person.
Request received
Thanks — we've got your request and will be in touch shortly.
Spend on a budget you set yourself.
Request an Expense Card at any ProvidusUnity Bank branch — for your own spending, or across your organisation.
