Business Debit MasterCard.
Designed for corporate customers and the partnerships business — a Naira contactless card that pays on every channel and collects through a payment gateway embedded on its QR code. Just scan to pay.
Payment and collection on one card
Contactless Naira Card
A Naira-denominated contactless card variant that allows payment on every channel — POS, Web, ATM and Tap to Pay — for both local and international transactions.
Payment Gateway on QR
Payment gateway services are embedded on the card's QR code. Your customer scans, pays, and the transaction settles — no separate terminal to reconcile.
Instant Receipt Both Ways
Cardholder and merchant each receive an instant receipt the moment a scan-to-pay transaction completes.
Multi-Dimensional by Design
The same card handles outbound payments and inbound collections, so a business does not need a separate instrument for each direction.
Local and International
Spend at home on Naira limits and abroad on a monthly international allowance of USD 3,000 per cardholder.
5-Year Card Validity
Issued for five years, so the card outlasts most procurement cycles. Replacements are available at any ProvidusUnity Bank branch.
Just scan to pay.
The Business Debit Card is designed for corporate customers and the partnerships business — built specifically to meet the needs of seamless payment, collection and convenience.
Collect With a Scan
Payment gateway services embedded on the card's QR code turn any cardholder into a point of collection. Your customer scans to pay.
Instant Receipts
Both cardholder and merchant get an immediate receipt, so collections reconcile as they happen rather than at end of day.
Built for Corporates and Partners
Issued to corporate customers and partnership businesses that need payment, collection and convenience from a single instrument.
Corporate pricing, stated plainly
Below are the card features, associated fees, and transaction limits for the Business Debit Mastercard.
Product Features
Daily Limits (Local)
Daily Limits (International)
Collection limit — your customer's card limits apply
When you collect through the card's QR payment gateway, the ceiling on each transaction is set by the paying customer's own card limits.
What your business needs to apply
Corporate account with ProvidusUnity Bank — the Business Debit Card is issued against your organisation's Naira account.
Board resolution or corporate mandate naming the cardholders and confirming their authority to transact on the account.
Valid government-issued ID for each named cardholder — National ID, International passport, driver's licence, or voter's card.
Completed card request form — available at any ProvidusUnity Bank branch or through your relationship manager.
Get your Business Debit Card today.
Fill in your details and a ProvidusUnity Bank representative will reach out to complete your request — or speak to your relationship manager to arrange issuance across your organisation.
Request received
Thanks — we've got your request and will be in touch shortly.
Pay, collect, and reconcile.
Request the Business Debit Mastercard for your organisation and turn every cardholder into a point of collection.