Classic MasterCard
The Classic Mastercard is a Naira denominated debit card issued in partnership with MasterCard International. It is linked to customers current and/or savings account and can be used for transactions via various acceptance channels (ATM, POS and Web) both
| It can be linked to either (or both) Savings or Current Account type | |
| Functional on all channels – ATM, POS, Web where the Mastercard decal/logo is displayed | |
| Secured by a 4-Digit Personal Identification Number (PIN)for Card-Present transaction and One-time password (SecureCode) for Card-Not-Present transactions. | |
| Has 3-year validity period | |
| Has a unique BIN (Bank Identification Number) as part of the card number | |
| Can access Value added services (VAS) i.e. cable TV, Utilities, Airtime Recharge etc | |
| Enabled for One Time Password (OTP) for all Web payments. |
* Individual current/savings account.
| Issuance Fee: | N1,000.00 |
| VAT on Issuance Fee: | N75.00 |
| Total Issuance Fee: | N1,075.00 |
| Quarterly Maintenance: | N50 (Savings Account Holders ONLY) |
| VAT ON Quarterly Maintenance: | N3.75 (Savings Account Holders ONLY) |
| Total Quarterly Maintenance: | N53.75 (Savings Account Holders ONLY) |
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