Platinum Verve Card.
The pinnacle of ProvidusUnity Bank's Verve range — exclusively for HNI account holders. Platinum-tier benefits, higher transaction limits, lounge access, and personal card advisory services.
The full power of the Verve network
Nationwide Acceptance
Accepted at all ATMs, POS terminals, and online checkouts displaying the Verve or Interswitch logo across Nigeria.
Dual Account Linking
Link to your Naira HNI current or savings account — or both. Seamless access to all your ProvidusUnity Bank funds from one card.
Higher Daily Online Limit
Enjoy elevated daily transaction limits for online payments — significantly higher than standard Verve cards, built for HNI spending needs.
OTP Security
One-Time Password protects every web transaction. Your Platinum Verve cannot be used online without your real-time authorisation.
Quickteller Access
Full access to Quickteller for bill payments, bank transfers, airtime recharge, and subscription management — all from your Platinum card.
Real-Time Monitoring
Track all transactions live via ProvidusUnity Bank's online banking platform. Full spending history, instant alerts, complete visibility.
Benefits that go beyond the card.
The Platinum Verve is the only card in the Verve range with dedicated HNI privileges — from lounge access to personal advisory services.
HNI Lounge Access
Exclusive access to the HNI Lounge at ProvidusUnity Bank branches nationwide — a premium banking environment reserved for Platinum cardholders.
Free Card Advisory Services
Dedicated card advisory support — personalised guidance on maximising your card's benefits, limits, and reward programmes.
Welcome Kit at Onboarding
Receive a complimentary card pouch and notepad box on activation — a small but considered welcome to the Platinum Verve experience.
Verve & Bank Reward Programmes
Earn rewards through both the Verve network and ProvidusUnity Bank's own reward programme — double the earning potential on every spend.
Zero POS & Online Fees
No charges when paying on POS terminals or online — Platinum cardholders never pay transaction fees when spending with their card.
Higher Daily Transaction Limit
Elevated online transaction limits for HNI needs — spend more per day online than standard Verve cardholders, without restriction.
Activate in minutes. Two easy options.
Get your Platinum Verve active immediately — visit any ProvidusUnity Bank branch or call our 24/7 Business Concierge.
In-Branch PIN Selection
Visit any ProvidusUnity Bank branch and request the PIN Selection POS terminal.
Insert your Platinum Verve Card into the terminal to begin PIN selection.
Enter your preferred PIN — your card activates instantly. Ready to use.
Via Business Concierge
Call 070077684387 to request a PIN push notification to your registered number.
Receive your one-time PIN notification on your registered phone number.
Visit any ATM and change your PIN to complete activation.
ProvidusUnity Business Concierge
Available 24/7 for card activation, HNI support & all banking enquiries
Exclusively for HNI account holders
The Platinum Verve Card is reserved for ProvidusUnity Bank HNI account holders. Upgrade your account or speak with your relationship manager to qualify.
HNI Account Required
This card is exclusively available to High Net Worth Individual (HNI) account holders. Contact your ProvidusUnity Bank relationship manager or visit any branch to learn more about HNI account eligibility.
Active ProvidusUnity Bank HNI account — current or savings. The Platinum Verve can be linked to either or both account types.
Valid government-issued ID — National ID, International passport, driver's licence, or voter's card.
Completed card request form — available at any ProvidusUnity Bank branch or via your dedicated relationship manager.
Registered Nigerian phone number linked to your account — required for OTP authentication on all web transactions.
Transparent fees. Platinum ceilings.
Below are the fees and daily transaction limits for the Platinum Verve Card. The card is valid for five years from issuance, and quarterly maintenance applies only to savings account holders.
Card Issuance (One-Time)
Card Enrolment (One-Time)
Quarterly Maintenance (Savings Only)
Daily Limits (Local)
Zero charges on POS & Online transactions
No transaction fees when paying at POS terminals or online checkouts — Platinum Verve holders spend freely, with nothing extra deducted.
Enabled for the services you already use
Your Platinum Verve is enabled to support payment at select global websites — streaming, ride-hailing, shopping and productivity services, paid straight from your Naira account.
Free access to the Bank's lounge for meetings
As a Platinum Verve holder you can use the ProvidusUnity Bank lounge for meetings at no charge — a quiet, staffed space when you need to host somewhere other than an office.
Get your Platinum Verve today.
Fill in your details and a ProvidusUnity Bank representative will reach out to complete your request — or visit any branch to apply in person.
Request received
Thanks — we've got your request and will be in touch shortly.
Step into Platinum banking.
Request your Platinum Verve Card through your relationship manager or at any ProvidusUnity Bank HNI desk. Experience the highest tier of Verve banking.
